Real Return Decoder
“12% returns!” sounds great — but fund expenses, exit load, capital-gains tax and inflation all take a cut before it reaches you. Enter the numbers and see what you actually keep, in today’s money. Everything runs in your browser.
Educational maths on your own numbers. It is not advice or a recommendation of any fund or product, and not a prediction. Tax rates are illustrative current rates and change — confirm with a tax adviser.